How Much Life Insurance Do I Need?
Posted: July 22, 2021
Calculating how much life insurance involves evaluating your financial circumstances, which vary widely from family to family. In essence, you want a policy that will cover income loss due to death, provide your family with the capacity to pay off all bills, and provide your family with the financial support your dependents need. A basic calculation is to purchase a policy that pays out ten...
Medicare & COVID-19 Vaccines – What You Need to Know
Posted: July 21, 2021
Medicare covers the cost of being vaccinated against COVID-19 for all FDA-authorized vaccines. You will not owe a copay or deductible, and you cannot be charged for being vaccinated against this deadly virus. If you have not yet been vaccinated, or you were charged to get the injections, your provider may have delivered other services or may have made an error by charging you for...
5 Employee Retention Strategies for 2021
Posted: July 13, 2021
2020 and 2021 have brought a new set of challenges to employers – and their workers. Unless your business delivered essential services, it is likely that most of your employees worked from home. While many businesses have "weathered the storm" and will return to doing business as usual, others are facing larger challenges. The power has shifted from employer to the workforce, with hundreds of...
Staying Healthy While Working from Home
Posted: July 10, 2021
Working from home has become the "new normal," even as office buildings begin to open their doors again. Most workers have transitioned to daily Zoom calls, email, and texting to perform the duties of employment. Being forced to stay home over months of restrictions, and with gyms closed for many of those months, may have caused your normal exercise regimen and track to staying healthy...
What is a Life Insurance Ladder Strategy?
Posted: July 7, 2021
If you have family members you love, it is imperative that you protect them by putting a life insurance policy in place. A "ladder" strategy is a technique in which you purchase several term life insurance policies with a range of term periods rather than buying a single policy. Calculating the Financial Needs of Your Loved Ones The process starts with calculating your family's projected...