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What Documents Do I Need When Applying for Medicare?

What Documents Do I Need When Applying for Medicare?

If you are approaching the time to enroll in Medicare, take the time to gather the documentation the agency requires. Medicare allows you to enroll online, by phone, or in person at a local Social Security office. The documentation needed will depend on whether you already receive Social Security benefits. If you do, there is no need to submit documents. If you do not yet...

How to Build a Group Benefits Package that is Cost Effective

How to Build a Group Benefits Package that is Cost Effective

Group benefits are a must in today’s tough job market. The best candidates for your business will evaluate the benefits your company offers – but how can you build a benefits package you can afford, and which will appeal to the employees you want on your team? It takes strategy. Group Benefits Can be Affordable. To plan an attractive group benefits package, you must evaluate...

Health Insurance Frequently Asked Questions

Health Insurance Frequently Asked Questions

If you have questions about health insurance, we offer answers to some of the most common questions we hear from our clients. Which health insurance plan is the best? No health insurance plan is the best for everyone. Each individual and family has a unique situation with regard to income from work, the number of children, and medical conditions. Choosing the best health insurance requires...

GoFundMe vs. Life Insurance: What You Should Know

GoFundMe vs. Life Insurance: What You Should Know

You have likely seen a GoFundMe page for someone who suddenly passed away. GoFundMe pages allow others to donate to pay for final expenses or to help the family. These crowdfunding activities may be successful but come with some serious drawbacks. The family left behind is asking others for funds, adding stress to one of life’s most challenging times. Life insurance is a far more...

Will My Income Affect My Medicare Premium?

Will My Income Affect My Medicare Premium?

Medicare has an “income-related monthly adjustment.” What does that mean to you? If you are a higher income earner, you will pay more for Medicare Part B, which covers doctor and outpatient care, and a range of other services. Essentially, if you are a higher-income earner, you will be required to pay a larger percentage than others who are on Medicare. You could pay between...