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6 Group Benefits to Pay Attention to in 2023

6 Group Benefits to Pay Attention to in 2023

As an employer, you want to make sure your business is competitive and attracts quality employees who are motivated and productive. Providing excellent group benefits could help attract the stars in your industry, so you should make sure you are offering the perks top-tier employees want. Group Benefits You Should Consider Offering This Year Just as you are looking for the best employees to fulfill...

A Beginner's Guide to Health Insurance Deductibles and Copays

A Beginner's Guide to Health Insurance Deductibles and Copays

Deductibles and copays are both out-of-pocket expenses. Although they both represent a percentage you must pay when seeing a medical practitioner, they are not the same. Your copay is a fee you pay when you fill a prescription or receive medical services. The deductible is an agreed-upon amount you must pay before the total cost of your treatment is covered. Your policy explicitly defines these...

5 Misconceptions About Life Insurance

5 Misconceptions About Life Insurance

Preparing for the future usually involves saving for your children's education or for retirement. You may not have considered life insurance due to misconceptions regarding cost or other issues. Instead of letting false information influence buying this essential life-planning tool, take a moment to get the facts. Life Insurance and You – What Are the Facts? Life insurance is put in place to provide financial...

Will Medicare Cover My Medical Equipment?

Will Medicare Cover My Medical Equipment?

Under Medicare Part B, medically necessary durable medical equipment (DME) is covered. Some of the items Medicare covers include walkers, canes, nebulizers and nebulizer medication, suction pumps, blood sugar meters, and more. Medicare covers DME in a few different ways, and depending on the equipment you need, you might have to rent it, buy it, or be given the choice to rent or buy the...

Here’s Why Your Company Should Not Overlook Group Dental Insurance

Here’s Why Your Company Should Not Overlook Group Dental Insurance

There is nothing employees love more than benefits and, among the most prized employer-provided benefits, are health and dental insurance. In fact, for some of the best employees, these benefits may be non-negotiable. Making dental insurance available to your employees can contribute to higher levels of employee satisfaction, with a positive impact on production. The Importance of Offering Group Dental Insurance There are several reasons...