Brad Klavan
Principal
Will My Health Insurance Cover Special Procedures?
Posted: March 25, 2025
Navigating health insurance coverage can seem like deciphering a foreign language, particularly when it involves special procedures. If you need a procedure that is not considered standard medical practice or within the scope of routine care by the health insurance industry, it is essential to understand how your health plan comes into play to be prepared and avoid surprises. What Qualifies as a Special Procedure?...
What Women Should Know About Life Insurance
Posted: March 22, 2025
According to a recent study, not only is there a gender wage gap, but also a gender gap in life insurance coverage. Significantly fewer women than men have life insurance policies. Life insurance is a critical tool for financial planning and protecting your loved ones. Women are a vital part of the economy and are crucial to their families’ economic security. Nevertheless, many women overlook...
Common Medicare Myths Debunked
Posted: March 21, 2025
As one of the most vital health programs in the U.S., Medicare serves older adults and individuals with specific disabilities. In September 2024, Medicare enrollment totaled 68 million, as reported by the Centers for Medicare & Medicaid Services (CMS). For many individuals, Medicare is a subject that can inspire confusion. It is surrounded by myths and misconceptions that could lead to missed opportunities for coverage...